Getting you a home is our aim. We provide loans to salaried and self-employed individuals for the purchase of ready/under construction residential property. Our simple and hassle-free process, quick loan approvals, and service, will make your housing loans experience a great one. With us you enjoy:
We just need a few documents to make sure your application is processed smoothly:
Property documents, if property has been identified*It is important to note that while only scans or photocopies of your documents are required while applying for a loan, we advise you to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we may seek any further documents as deemed necessary to assess the loan application better.
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With our simplified loan experience, you can choose from our multiple combinations of down payment and EMIs. You can also customize repayment schedule over a period of 25 years. The interest rate, however, will depend on a lot of factors including your application, age, income, etc. We will be able to inform you the final applicable interest rate only after we have assessed your completed application form and supporting documents.
We are all about making your housing-related dream come true. Here are a few types of housing-related loans we offer:
You repay a loan in Equated Monthly Installments (EMIs) comprising principal and interest. This form of repayment commences from the month after you get a full disbursement.
Pre EMI is the interest paid on the loan amount availed in part before the start of the actual EMI. This generally occurs in self construction or construction stage linked/partly disbursed cases. The EMI does not start until the loan is disbursed in full and hence, interest is charged on partially disbursed loan amount.
An amortization schedule is a table with details on how your loan amount is being repaid along with the division between principal and interest charged in each monthly installment. The amortization schedule gives the break-up of every EMI towards repayment interest and outstanding principal of your loan.
Loan Repayment is through NACH Debit Mandate.
There are two ways in which interest rates can be determined:
a) Floating rate of interest
b) Fixed rate of interest for the first 2 to 3 years, followed by a floating rate.
We’ll be happy to help you. You can reach out to us by:
Calling us at 0124-4545965,0124-3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays)
Writing to us at - email@example.com