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Loan Against Security 
  • Give wheels of finance to your business! 

    All businesses need sound financial investments to thrive to full potential. Give your business, a boost with our unsecured business loan. The possibilities of enabling your business are many: expand your capital, purchase an equipment or machinery, or finance your working capital needs.

    When you choose us, you enjoy:

    1. Loans starting from Rs 10 upto Rs 50 lakhs
    2. Unsecured loans with no collaterals
    3. Flexi repayment options, from 12 months to 36 months
    4. Minimal documentation
  • Am I eligible for a Business Loan from Clix?  

    You’re eligible to get a business loan with us if:

    • You are a Self-employed individual (s), or Proprietor (s), or Partnership Firm, or Private Limited Company, or closely held Non-Listed Company and involved in the business of manufacturing, trading or services
    • Your business has a minimum turnover of Rs 1 crore and 2 years audited financials
    • Your business entity is a going concern in the current area of work since a minimum of 3 years, with total business vintage of 5 years
    • The applicant of the loan is at least 21 years while applying for the loan and under 65 years at the end of its tenure
  • What documents do I need to submit to apply for a Business Loan from Clix? 

    We just need a few documents to make sure your application is processed smoothly:

    • Completed application form
    • A recent passport-size photograph
    • Identity (ID) Proof: Any one of these ID proof - Aadhaar card, Passport, Voter’s ID, Ration Card, Driving License, PAN card or Government ID (for government employees)
    • Address proof: Any of the above ID proofs or your last 2 months’ utility bills
    • Financial Documents
      • PAN Card – of the Individual Applicant/ Company/ Firm applying for the loan
      • GSTIN
      • 6-month bank statement
      • Latest Income Tax Return (ITR) along with Computation of income, Audited Balance Sheet and Profit & Loss Account for the last 2 years
      • Proof of continuity of business for 3 years (ITR/Trade License/ Establishment Certificate / Sales Tax certificate)
    • Proof of ownership: Of either the residence or office

    **It is important to note that while only scans or photocopies of your documents are required while applying for a loan, we advise you to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we may seek any further documents as deemed necessary to assess the loan application better.

  • Frequently Asked Questions 

    How do I avail the business loan from Clix?

    We’re glad you liked us! Click here to avail our business loan now.

    Is there any restriction on the end-use of my loan?

    We are all about business! You can use the business loan to expand your capital, purchase an equipment or machinery, or simply finance your working capital needs.

    What will be the tenor, down-payment, EMI and interest rate for my loan?

    With our simplified loan experience, you can choose from our multiple combinations of EMIs. You can also customize repayment schedule over a period of 12-36 months. The interest rate, however, will depend on a lot of factors including your application, age, income, etc. We will be able to inform you the final applicable interest rate only after we have assessed your completed application form and supporting documents.

    Do I need any collateral to avail a business loan?

    No, none at all. Rejoice! Our business loan is an unsecured loan and you don’t need any collateral, security or guarantor for it.

    How can I reach out to Clix for any other information on my business loan?

    We’ll be happy to help you. You can reach out to us by:

    • Calling us at 0124-4545965,0124-3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays)
    • Writing to us at - hello@clix.capita
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